Best Smartphone under 20k
These are some of the best smartphones under 20,000 INR based on their specifications and reviews. It is important to consider your personal preferences and requirements before making a final decision.

Navigating the budget smartphone market can be a daunting task, but finding a feature-packed device for under ₹20,000 has become easier than ever. As of October 2025, manufacturers are offering powerful processors, high-refresh-rate displays, and capable camera systems in this competitive price segment.
Here are some of the best smartphones available for under ₹20,000, catering to various needs from gaming to photography.
Top Picks at a Glance
Mobile Phone | Price |
CMF Phone 2 Pro | ₹16,999 |
Moto G86 Power 5G | ₹15,999 |
Realme P4 5G | ₹16,999 |
Motorola Edge 50 Neo | ₹18,999 |
iQOO Z10R | ₹18,840 |
In-depth Look at the Best Contenders
CMF Phone 2 Pro
A top contender for its clean software experience, the CMF Phone 2 Pro runs on Nothing OS based on Android 15 and guarantees three years of OS updates. It is a well-rounded device for users who prefer a bloatware-free interface.
- Processor: MediaTek Dimensity 7300 Pro
- Display: 6.77-inch FHD+ AMOLED with 120Hz refresh rate
- Camera: 50MP Wide, 50MP Telephoto, 8MP Ultra-wide rear cameras, and a 16MP front camera
- Battery: 5000mAh with 33W charging
- RAM/Storage: 8GB RAM, 128GB storage
Moto G86 Power 5G
Motorola continues to offer a clean user interface with the Moto G86 Power 5G. Its massive 6720mAh battery makes it a strong choice for users who prioritize battery life.
- Processor: MediaTek Dimensity 7400
- Display: 6.7-inch 1.5K AMOLED with 120Hz refresh rate
- Camera: 50MP Wide and 8MP Ultra-wide rear cameras, with a 32MP front camera
- Battery: 6720mAh with 33W charging
- RAM/Storage: 8GB RAM, 128GB storage
Realme P4 5G
For gaming enthusiasts, the Realme P4 5G stands out with its powerful processor and high-refresh-rate display. Its fast charging capability is also a significant advantage.
- Processor: MediaTek Dimensity 7400 Ultra
- Display: 6.77-inch FHD+ AMOLED with 144Hz refresh rate
- Camera: 50MP Wide and 8MP Ultra-wide rear cameras, with a 16MP front camera
- Battery: 7000mAh with 80W fast charging
- RAM/Storage: 6GB RAM, 128GB storage
Best by Category
Best for Gaming: The Realme P4 5G, Infinix GT 30 5G Plus, and Tecno Pova 7 Pro are top recommendations for their powerful performance and high-refresh-rate displays.
Best for Photography: If camera quality is your priority, consider the CMF Phone 2 Pro, Motorola Edge 50 Neo, iQOO Z10R, and Realme 13 Plus 5G.
Best Battery Life: For users who need their phone to last all day and more, the Realme P4 5G, Oppo K13 5G, and Honor X9c 5G are excellent choices with their large battery capacities.
Best Clean Software Experience: Users looking for a near-stock Android experience will appreciate the CMF Phone 2 Pro, Moto G86 Power 5G, and Motorola Edge 50 Neo.